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Thread: SBI Bank Personal Loan

  1. #1
    Senior Member
    Join Date
    Mar 2011

    SBI Bank Personal Loan

    SBI is one of the topmost nationalized bank which gives personal loan at much lower rate as compared to any other private and national banks. SBIs personal loan rate of interest is somewhere between 16 to 17% where as other bank gives at 19% onwards. In order to avail personal loan from SBI one has to go through simple documentation and there are no hidden charges as well. SBI also gives you the option of prepaying your loan amount just by paying 1% of the loan amount before 6 months. The tenure would be up to 48 months. Only SBI gives you the option of increasing your loan amount by making your spouse as co-borrower. With SBI both salaried and self-employed can avail for personal loan.

  2. #2
    Senior Member
    Join Date
    Mar 2011
    Apart from personal loan SBI also offers different kinds of loans like home loan, car loan, loan against property, commercial loan, NRI loan and many more. SBI gives the lowest rate of interest when compared to any other banks. In order to compare SBIs interest rate with any other bank you can visit its official website www.statebankofindia.com.

  3. #3

    Certified Forensic Loan Auditors

    Thanks for the kind information .

  4. #4
    Junior Member
    Join Date
    Nov 2011
    SBI also have its offices in Nepal. This is one of the most reliable banks functioning in Nepal. More and more people are opting for SBI's services. But, reputation should persist.

  5. #5
    Hi friends,,

    Thanx a lot for sharing such a wonderful information to us. Hope it will be useful for many of us.. because most of us depend on loans..

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